compare credit report – transunion experian equifax

July 31, 2011

Credit Card Deals Report – CreditDonkey Highlights Bonus Reward Points

Filed under: 3 Credit Reports — Tags: , , , , , , , , — admin @ 3:10 pm


Credit Card Deals Report – CreditDonkey Highlights Bonus Reward Points

CreditDonkey

(PRWEB) July 26, 2011

CreditDonkey released its top credit card picks this week, based on bonus reward points. With hundreds of rewards credit card offers available to consumers today, CreditDonkey sifts through the offers to help consumers cut down on the necessary research time to find the cards that offer them the best deals.

Introductory Bonus Point Deals:

Citi ThankYou Preferred — $ 200 gift card – When you redeem the 20,000 bonus ThankYou® Points received after $ 700 in purchases within 3 months of being opening; other feature include % intro APR for 7 months, anniversary bonus each year and $ yearly fee. Citi ThankYou Premier — Earn 50,000 bonus ThankYou Points after $ 2,000 in purchases within 3 months of account opening – enough for $ 500 in Gift Cards; $ 125 annual fee. Chase Sapphire — Earn 25,000 bonus points after you spend $ 3,000 in the first 3 months – that’s $ 250 toward a round trip flight or any other reward; $ annual fee. Chase Sapphire Preferred — Earn 50,000 bonus points after you spend $ 3,000 in the first 3 months – that’s worth $ 625 toward airfare or hotel accommodations; no annual fee for your first year – a $ 95 value.

Looking at the bonus points features of the four credit card picks above, consumers are reminded that not all cards are created equal. Between the bonus points, extra point accrual on certain purchases and fee structures, there are many features for future cardholders to take into consideration.

“Individuals who are able to responsibly use their credit cards can really benefit from choosing to use one of these credit cards as their primary payment option,” says Charles Tran, founder of CreditDonkey. “They essentially are paying themselves for their responsible imputing usage. Between the bonus points and their regular points accrual, they are capable to add cash back to their wallets.”

And Tran reminds consumers that an annual fee shouldn’t necessarily be a deal breaker.

“Before you let an annual fee turn you off from a card, you should take the time to look at all of the card benefits,” says Tran. “As long as you are utilizing your credit card to make purchases you would normally make, earning a complimentary plane ticket on an annual basis and hundreds of dollars worth of bonus rewards makes the annual fee more than pay for itself.”

About CreditDonkey
CreditDonkey is a credit card comparison site that publishes credit card research, informed opinions and related news/trends that empower American consumers to make informed assign decisions. Use CreditDonkey and salvaged time and money. Visit CreditDonkey for more information on credit card bonus point deals.

###


Attachments



Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC. Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.



July 29, 2011

Q&A: Why does Equifax 3 credit bureaus show a different experian score than Experian’s actual websites?

Filed under: Equifax — Tags: , , , , , , , , , , — admin @ 4:19 pm


Question by Patrick: Why does Equifax 3 credit bureaus show a different experian score than Experian’s actual websites?
I currently pay for both equifax complete and experian’s credit monthly. I ordered the Three bureau credit report from equifax last month, and my scores were eq 645, ex 657 tu 651. But when I ordered my Experian and it shows my score at 717. SO how does that add up?

Best answer:

Answer by bloomorningglory
They are all useless. What you really want is a FICO score. FICO scores are what lenders use. There are only two places to buy FICO scores if you’re a consumer. That would be myfico.com and transunioncs.com. Never pay for a score unless it specifically says “FICO”. If you’ll be using myfico.com, google for a discount code before.The others you bought are someone’s homegrown version. They saw an opportunity to make money off of someone’s lack of expertise in this area and they took advantage.



Add your own answer in the comments!

July 27, 2011

Q&A: Do auto dealers use Trans Union or Experian credit score to lease/finance a car?

Filed under: Trans Union — Tags: , , , , , , , — admin @ 5:08 pm


Question by vgolish: Do auto dealers use Trans Union or Experian credit score to lease/finance a car?
I know that auto dealers use a specific credit score to rent/finance a car, but I forgot which one. I believe it is either Trans Union or Experian. I know that auto dealers use one score even if this score is the lowest of all. Does any one know which credit score, Trans Union or Experian, auto dealers use to rent/finance a car? Thanks.

Best answer:

Answer by James B
they probably pull all three Trans union, experian, and Equafax.



Give your answer to this question below!

July 25, 2011

What is the adresses to request my credit report for all 3 agencies?

Filed under: Compare Credit Report — Tags: , , , , — admin @ 6:11 pm


Question by 2ManyQuestions: What is the adresses to request my credit report for all 3 agencies?
i need to request my credit report from all 3 credit agencies to check for innacuracies. but i want to get all 3 to compare and then dispute. i need csc as well

Best answer:

Answer by Brian G
www.annualcreditreport.com allows you one free credit report from each of the three bureaus each year. It is totally free and does not require a credit card like some other sites.



Know better? Leave your own answer in the comments!

July 23, 2011

How Do I Get a Free Copy of All 3 Credit Reports?

Filed under: 3 Credit Reports — Tags: , , , — admin @ 7:10 pm
3 credit reports
by UA Archives | Upper Arlington History


Question by ?: How Do I Get a Free Copy of All 3 Credit Reports?
How Do I Get a Free Copy of All 3 Credit Reports? -Thanks!

Best answer:

Answer by Judy
annualreport.comis the only place to get all 3 reports for freeprint them out so you can review them carefully.Fix your credit – learn how to improve it – then get your score if you want to purchase a car or a home. I like Experians the best for about 7 dollars.1 out of 5 people have a mistake on their reports. Review them carefully. /



Give your answer to this question below!

July 21, 2011

Q&A: Can anyone please make sense of the Trans Union scoring models for credit reports?

Filed under: Trans Union — Tags: , , , , , , , , — admin @ 8:11 pm


Question by LittleMomma: Can anyone please make sense of the Trans Union scoring models for credit reports?
I pulled a credit report and the Trans Union score was 740. Two days later, I had to pull a new report – it was the lender’s decision, not mine – and Trans Union dropped their score nearly 50 points!!! I understand they use different models, but can anyone explain this huge drop? There were absolutely no differences in the two reports.Both reports were pulled for the sake of a mortgage, not auto financing or anything else.

Best answer:

Answer by wildbirdie
It is normal to have differences in scores.There are multiple “formulas” (plural). The purpose of this exercise is not to create a number for the sake of having an amount, but to predict reliable customer payments. A formula that predicts whether someone is a good customer for a three-year car loan is not necessarily going to predict a good customer for a thirty-year home mortgage and is not necessarily going to predict a good customer for a month-to-month revolving credit card and is not necessarily going to predict a good customer for an insurance company. So, the CRAs have developed multiple formulas to meet the differing needs of different customers.



Know better? Leave your own answer in the comments!

July 19, 2011

Recently I disputed a negative item on Experian CR and they deleted? How to get it deleted from Equifax & TRAN

Filed under: Experian — Tags: , , , , , , , , , — admin @ 9:14 pm


Question by sap: Recently I disputed a negative item on Experian CR and they deleted? How to get it deleted from Equifax & TRAN
I have heard that if credit buero dont delete the account then the dispute becomes active and the accounts remains on the CR for next 10 years.Since experian already deleted it? Is there a way I can get it deleted from other credit reports by sending them the experian corrected report?Thanks in advance.

Best answer:

Answer by Beverly S
No you need to dispute it just like you did on Experian. The dispute does not stay for 10 years- its 7.5 years after last activity. However keep in mind if Experian deleted just because the creditor did not respond within 30 days- the item may show back up if the creditor proves its owed. I kind of get the impression that you don’t think it really should have been deleted? If it is really something you don’t owe, just write to TransUnion & Equifax & dispute.



Know better? Leave your own answer in the comments!

Older Posts »

Powered by WordPress
net meeting