simple asked:
Not sure which would be the better route to go considering both woud make one inelligible to qualify for any credit or financing.
Arnold
Not sure which would be the better route to go considering both woud make one inelligible to qualify for any credit or financing.
Arnold





















Cindy
Per the Fair Credit Reporting Act (Federal law) charge offs show for 7-years from the date of first delinquency which works out to 7-years and 180-days.
Bankruptcy’s (chapter 7) shows for 10-years from the date of discharge.
Comment by SPIFIMAN1 — December 23, 2009 @ 4:37 am
Mildred
7 years for late payments & charge-offs
10 years for public records(judgments & bankruptcies)
Comment by zeuz — December 25, 2009 @ 2:56 am
Arthur
Сredit repair workеd fine to fix my credit. They disputed and removed lots of bad items from my credit report. I used this service – freecreditreport.hotusa.org
Comment by clay — December 25, 2009 @ 3:31 pm