Question by p60638: How do I freeze access to my credit files with Experian,Equifax and Trans Union to avoid identity theft?
What does it cast? Do you know an easy way to do it?
Best answer:
Answer by newjerseyguy
You have to contact each bureau and request a freeze – yes, there is a charge. Their web sites have details.
Know better? Leave your own answer in the comments!
Equifax Offers Business Clients Access to Expanded Data Security Expertise
Atlanta, GA (Vocus) March 12, 2009
Expanding its focus on data security, Equifax Inc. (NYSE:EFX) announced today an agreement between Equifax’s Personal Information Solutions business and Navigant Consulting, Inc. (NYSE: NCI), a planetary consulting firm rendering dispute, investigatory, operable, risk management and fiscal consultive solutions, that will equip business customers to more speedily access the data breach and identity theft expertise of both companies.
“Businesses have a tremendous responsibility to protect the sensitive personal information of their customers,” said Dodge McFall, Senior Vice President, Equifax Personal Information Solutions. “Our agreement with Navigant enables Equifax to provide our business customers with quicker a ccess to a broader array of response resources, capabilities, and expertise to address all aspects of a data breach from credit monitoring to data forensics.”
Equifax Personal Information Solutions has developed the industry standard for data breach response services, the cornerstone of which is a turnkey credit monitoring solution that business clients can offer to its consumers or employees impacted by a data breach. This solution enables those consumers or employees to have instant online access to their credit file and receive alerts of key changes. In addition, consumers can quickly and easily access Equifax for:
24/7, real-time credit file dispute initiation via call centers or online Immediate fraud alert placement
Leveraging the strength of Equifax’s industry expertise and product breadth, as well as Navigant’s data forensics and information security governance capabilities, businesses can better position themselves to preserve the trusted relationships with their customers and employees.
“Working with Equifax compliments Navigant’s global reach and experience in responding to data breaches,” said James E. Gordon, Managing Director in Navigant’s Disputes & Investigations practice. “Our forensic experts have deep experience in pro-actively working with clients to mitigate pre-breach liabilities and in conducting data breach and identity theft investigations. Navigant’s investigative, information security and corporate governance teams and Equifax’s information solutions and high volume notification capabilities provide clients a broader array of resources to minimize the risk of data breaches.”
For more information about Equifax and Navigant, visit http://www.equifax.com or http://www.navigantconsulting.com.
About Equifax, Inc. (http://www.equifax.com)
Equifax authorize businesses and consumers with information they can trust. A global leader in information solutions, we leverage one of the largest sources of consumer and commercial data, along with advanced analytics and proprietary technology, to create customized insights that meliorated both the performance of businesses and the lives of consumers.
Customers have trusted Equifax for over 100 years to deliver innovative solutions with the highest integrity and reliability. Businesses – large and little – rely on us for consumer and business credit intelligence, portfolio management, fraud detection, decisioning technology, marketing tools, and much more. We empower individual consumers to understand their personal credit information, protect their identity, and maximize their financial well-being.
Headquartered in Atlanta, Georgia, Equifax Inc. employs approximately 7,000 people in 15 countries throughout North America, Latin America and Europe. Equifax is a member of Standard & Poor’s (S&P) 500® Index. Our common trite is traded on the New York Stock Exchange under the symbol EFX. Equifax is a registered trademark of Equifax, Inc.
About Navigant Consulting
Navigant Consulting, Inc. (NYSE:NCI) is a specialized independent consulting firm providing litigation, financial services, health care, energy and operational consulting services to government agencies, legal counsel and large companies facing the challenges of uncertainty, risk, distress and significant change. The Company focuses on industries undergoing substantial regulatory and structural change and on the issues driving these transformations.
“Navigant” is a service mark of Navigant International, Inc. Navigant Consulting, Inc. (NCI) is not affiliated, associated, or in any way connected with Navigant International, Inc. and NCI’s use of “Navigant” is made under license from Navigant International, Inc. More information about Navigant Consulting can be found at http://www.navigantconsulting.com.
Media Contacts:
Demitra Wilson
Equifax
678-795-7885
Shannon Prown
Navigant Consulting
215-832-4436
# # #
©Copyright 1997-
, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.
MERit Credit Engine provides unmediated CPU-to-CPU access to TransUnion Canada
(PRWEB) July 30, 2004
In addition to providing access to the three US Credit Bureaus the MERit Credit Engine (MCE) provides a software toolkit that allows retrieval from the more than 15 million TransUnion Canada consumer credit files with the TransUnion TUNA Link. The MCE software parses and stores credit report data in SQL database tables and (optionally) as XML for use in custom reporting, assigning scoring, and ascribing decisioning applications. Where needed, credit reports can be rendered as human-readable text in normal credit bureau layouts or even HTML format.
MERitÂs Credit Engine technology is unique because it allows direct access to credit bureau data without third-party websites and without added transaction fees. It is ideal for high-volume batch and interactive applications. For data integrity, raw data is retrieved and storing using bureau specific Internet system-to-system protocols, and made available through bureau-neutral SQL, ActiveX, XML, and delimited file interfaces.
TransUnion Canada is a fully owned subsidiary of TransUnion LLC, part of the Marmon Group of Companies with international headquarters located in Chicago, Illinois. In addition to the United States and Canadian companies, TransUnion has numerous international operations.
The MERit Credit Engine further enhancing profitability by eliminating transaction costs and the turnaround time of outsourcing. All data resting in-house, making it safe to test “blended” score model, those which combine credit bureau data with proprietary data of the enterprise.
MERit Credit Systems, Inc. (http://www.creditengine.net) is a directed provider of server-based online credit report retrieval software for businesses requiring quick and effective access to credit bureau information from the Equifax ISTS (Internet System to System service), Experian Net Connect, and Trans Union TUNA (Trans Union Net Access service.) The MCE is able to retrieve thousands of reports per hour and can generate XML or three bureau merged reports on-demand.
For additional information: http://creditengine.net
Herb Siedschlag
MERit Credit Systems
(626) 963-8313
# # #
©Copyright 1997-
, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.
Powered by WordPress
credit card application | identity theft prevention | fix credit score online | free credit bureau report